Good Credit - What It Is, How To Get It,
and How to KEEP It!

Credit-Lit Monthly Planner

As a trusted, valuable resource, the monthly planner guides you towards achieving great credit and maintaining it! From tracking and monitoring your credit score to recording your monthly income and supervising your savings and debts – our planner teaches you the critical elements you need to know to grow and maintain excellent credit.

“I love the layout and design of the Credit-Lit planner. The planner is exactly what I need to help me stay on track with monitoring my credit score.”
Sherisa White
Business Owner/Del’La Couture Boutique
Credit-Lit Book Cover Image

Credit 101 for Teens

Credit-Lit Earns Moms Choice Award for Excellence

Mom's Choice GOLD Award Winner

This inspiring and informative book engages teens and encourages them to make GREAT financial decisions. Providing this credit information in an easily digestible, creative format it will inspire teens to make solid financial decisions when applying and repaying creditors now and into their adult years and avoid some pitfalls that many adults experience.

"Credit-Lit is a breath of fresh air and should be required reading for all teens before becoming adults and applying for loans (i.e. mortgage, automobile)..."
Vondella Jenkins-McKithen
High School Professional Guidance Counselor

Credit-Lit Curriculum

The Credit-Lit Curriculum is a financial literacy workshop for high school youth. Often not yet exposed to credit scores and issues, they will learn through this program the impact of credit to prepare them for a healthy financial future in adulthood.

Following the principles in Dionne Perry’s work, she shares practices for building up good credit and how to maintain credit score in a simplified, digestible format for youth. Through engaging content and class activities, students will walk away from this two-session course empowered to make smart financial decisions that will set them on the right track for years to come.

This curriculum was developed to be used by educators, mentors, financial advisors and parents in a classroom or home setting for high school youth. It’s a road map and resource to help teens understand the credit scoring process and its importance for them.

Credit-Lit Curriculum Course

Building and Maintaining Great Credit

Welcome! I’m Dionne Perry, a Credit-Litologist, speaker, and published author. I’m on a mission to empower and educate adults and teens on the importance of maintaining a good credit score.

Growing up, I never learned how the credit process worked and the importance of maintaining a good credit score. Once I became an adult, I studied everything I could about the credit process. It was when I was denied an automobile loan that I understood that credit impacts every financial decision in life.

My life changed when I began to develop an understanding about how the credit process works. That is when I realized I need to share what I learned with others. Maintaining a good credit score is attainable to everyone regardless of income. It’s time for people of all ages to learn how the credit process works. Your credit score impacts your decisions, future goals and even your family legacy. Wherever you may be on your financial journey take the next steps to become Credit-Lit.

Learn More About Us

"Credit-Lit is an insightful book that simplified and explains the negative and positive impacts regarding credit scores. All teens should read this book! It will help them make smart financial decisions when pursuing their financial goals."
Lorenza A. Black, Jr.
Owner and CEO FTP Financial Services
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